"We perceive when love begins and when it declines by our embarrassment when alone together."Jean de la Bruyere
|
| |
Dr. Bernstein Named One of "America's Top Dentists
The Consumers' Research Council of America recently named The Consumers' Research Council of America San Francisco area cosmetic dentist Joshua Bernstein one of "America's Top Dentists." This title shall be added to his already prestigious record that ...
How To Choose Individual Dental Insurance
Your dental health is an important part of your overall health, and should not be neglected. Having good dental insurance can help ease your mind when you or a family member has a dental emergency. But dental insurance is notorious for having a lot of ...
Types of dental insurance plans for employees
Types of dental insurance plans for employees A dental insurance is an insurance that will provide the person having dental insurance protection with required financial assistance for normal dental care and damage occurred to teeth from accidents, this ...
|
|
|
| |
If you've been to a dentist recently, it is unlikely you smiled when you received the bill. Costs of most dental procedures have been rising faster than inflation. Just a check-up and cleaning can cost up to $150. And if you need major dental work, fees can be astronomical. Crowns typically cost $850 - $1,000, and oral surgery can cost thousands of dollars.
Individual dental insurance plans are available, but are typically very expensive. This is because of what is known in the insurance industry as "adverse selection" - the only people who tend to buy dental insurance are people who know they have dental problems and are already planning on using the coverage.
Unfortunately, most insurance premiums, including dental insurance premiums, cannot be paid for from a http://www.health--savings--accounts.com>Health Savings Account. But dental expenses certainly can be. Because you fund your HSA with pre-tax dollars, you could easily save $500 or more off the costs of your family's yearly dental expenses by paying for the charges from your Health Savings Account.
Prepaid dental plans are another way to help reduce your dental expenses. These plans charge a small monthly fee (typically around $7/month for individuals, or $16/month for families), and subsequently provide significant discounts for check-ups, fillings, extractions, and other services, as long as you go to a network dentist. Some plans also help towards the cost of glasses or contact lenses. Because these plans are not considered to be insurance, they can also be paid for from your HSA.
So when keeping track of your eligible medical expenses that can be reimbursed from your HSA, remember to include dental fees and the premiums you pay for a prepaid dental plan.
To your health and wealth,
Wiley Long
President
HSA for America
About the author:
Wiley Long started in the health insurance business in 1986, marketing directly to individuals and small businesses all over the state of Georgia. The introduction of Health Savings Accounts in 2004 let Wiley use his experience in the health insurance business to become an expert on http://www.health--savings--accounts.com>Health Savings Accounts.
|
|
|
|
|
|
 |
Prudential Dental Insurance Goes NationalMarketWatch (press release)NEWARK, NJ, May 22, 2012 (BUSINESS WIRE) -- Prudential Financial, Inc.'s (NYSE:PRU) Group Insurance business is now offering Dental Insurance in all 50 states. With the expanded offerings of three networks, each with different strengths and regional ...and more » |
|
