"The great leaders are like the best conductors - they reach beyond the notes to reach the magic in the players."Blaine Lee
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Blogging: The New Exhibitionism
By now most of you have heard of the new internet superhighway craze called blogging. If you are not the most computer savvy person in the world, don't worry, you don't have to be. Everyone is blogging these days from the techno-chic to the cyber-geek, ...
Self-Motivation Strategies for Greater Achievement
The key to self-motivation is setting goals. Without goals, it really doesn't matter how self motivated a person tries to be. They have to know what it is that they are motivated for. There must be a reward or benefit for it to be motivation. That is ...
Surviving Your Family - Accommodation
Are you starting to see the outline of the puzzle taking shape? When completed, the puzzle will reveal how we are negatively affected by guilt and resentment. What are some other mental motivations that are influenced by guilt, resentment, and pain? How ...
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Consumers today are up to their eyeballs in debt. And many people don't realize it until their good credit has been devastated.
As a result, many credit repair agencies are popping up all over the internet, on television and in the newspapers making sweeping guarantees that they can erase your bad credit and remove bankruptcies, judgments, liens, and bad loans from your credit history - forever!
Consumers are flocking to these credit repair clinics in droves. However, estimates show that credit repair companies have defrauded consumers in the United States alone out of more than fifty million dollars.
The truth of the matter is that depending on the extent of the damage to your credit history, the best strategy could be a self help strategy - not giving away hundreds or even thousands of dollars in up-front fees to an agency that in the end may do nothing to restore or improve your credit.
After researching the topic quite extensively, I found one great method that works well for some people is a method I call "beating the credit reporting bureaus at their own game".
I report about it in more detail on my Prepaid Debit Card Site (www.debit-card-guide.com), however, in brief, this strategy involves taking advantage of signing up for prepaid debit cards which offer a built-in credit reporting feature.
A prepaid debit card is a great solution for a lot of people because the money you spend is your own and in most cases you cannot spend over the amount you have in your account.
This is a good solution for people who may have had difficulties with debt or bankruptcy in the past because a prepaid debit card is a great tool for developing invaluable financial management and budgeting skills.
A major bonus of some prepaid debit cards today is that during the sign-up process you are offered an opportunity to sign up for an additional service that will help you rebuild a bad credit history by having your monthly payments reported to one or more of the major credit reporting agencies.
Subsequently, each month your card's issuer credit reporting partner will process your payment record and verify that your payment is properly posted to the credit bureaus' records.
There is a small additional fee involved for this service each month, however, the fees are minimal by comparison to the sometimes outrageous fees and interest payment some credit card companies charge people with bad credit.
This fee is usually billed to you through your prepaid card each month and enables you to show a continuous history of activity within the credit system.
These prepaid debit cards help you rebuild your credit so you can get on with your life and is just one of the many self-help strategies that I recommend.
To learn more about rebuilding your credit through the use of a prepaid debit card simply do a search in one of your favorite search engines for prepaid debit cards or visit www.debit-card-guide.com for more specific card information.
Copyright Rebecca Sharp - http://www.debit-card-guide.com
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Tokii Brings Self-Help to Tech Forefront with Mobile AppExec Digital (press release)Canada-based online startup Tokii releases its mobile application for iOS devices today (the Android application will be available soon), revolutionizing the self-help space by bringing it from the popular Tokii.com web 2.0 platform into the rapidly ...and more » |
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Self-help and Q-Net popularity lift QinetiQShareCastThe board proposed a final dividend of 2.00p, up 0.40p from the previous year, which the firm said reflected the achievement of its 24-months transformational self-help programme and confidence in the medium term. Following the self-help programme, ... |
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Black Self-Help Book: A Fool's Errand?Washington InformerAlthough they could have remained in the middle-class American mainstream, the couple set about to inspire more support for Black-owned businesses; stimulate supplier diversity in corporate America; and to get Black households to make pledges of ... |
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